Fed Blue Dentist – Burke, VA
How to Use Your Fed Blue Dental Insurance
You might assume that dental insurance only covers basic oral healthcare needs, but this isn’t true. Thankfully, cases that require more extensive treatment can also be included, allowing you to take care of your smile at a much lower cost. As a Fed Blue dentist in Burke, the team at Northern Virginia Oral, Maxillofacial & Implant Surgery is here to make receiving oral surgery more affordable. Should you have questions about using your Fed Blue dental insurance, make sure to call our office.
Fed Blue Coverage Availability & Fees
If you know much about Blue Cross Blue Shield, they have multiple plans available. To make oral healthcare coverage accessible to as many individuals as possible, they offer the Fed Blue plan, which consists of a high or standard option that patients can choose from.
If you choose the “high” plan, the following benefits will likely apply:
- Basic Services: 100% covered
- Intermediate Services: 70% covered
- Major Services: 50% covered
If you prefer the “standard” plan, the benefits will look slightly different:
- Basic Services: 100% covered
- Intermediate Services: 55% covered
- Major Services: 35% covered
As you can see, you receive greater coverage when choosing the “high” plan option as opposed to the “standard;” however, both provide a level of reassurance should you require invasive treatment that goes beyond the regular preventive or restorative services you’ll find in a regular dental office.
But to take advantage of these available benefits, you must agree to pay your monthly premium. Unlike other plans that are part of the Blue Cross Blue Shield family, Fed Blue has no deductible. Another added benefit is if you have the high option plan, you can expect there to be no benefit limit, but you must see someone who is in-network. If you have the standard option, you can expect your insurer to cover up to $1,500 each year.
Meet Diana
Do you have questions about how to use your dental insurance? Diana serves as the office manager and has more than a decade of experience helping individuals better understand the details associated with their insurance plans. Undergoing more complex dental care can be a bit confusing when trying to determine what is covered and what is not. However, you no longer need to stress thanks to Diana’s ability to make the financial component of care easier to navigate. No matter the question or concern, don’t hesitate to reach out to her for help!